The real estate market in the Denver area has been booming, and with mortgage rates, at an all-time high, it's important to know what this means for you.

Many expect more increases from Federal Reserve Chairman Powell on the base rate over holidays. The prevailing opinion of most experts is that the Fed will increase rates by another .75%. As I am sure we all know, this is predicated upon the inflation rate and whether on not it has started to decline.

Of course, most people say this isn’t great but it does provide a helpful backdrop as we start this discussion of whether you should buy now or wait till 2023.

Let's start by asking who is buying right now. Lots of first-time homebuyers. This is a surprise to many. There have been a lot of discussions about people being priced out of the market with how crazy the market has been. However, in the first half of 2022, 45% of homebuyers were first-time homebuyers. This percentage is back to where it was over the...

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